How to Prepare for a Four-Point Inspection in Florida

If your insurance company has asked for a four-point inspection, you may be wondering how to get ready.

The good news is that preparation is simple. Taking a few steps before the inspection can help prevent delays and avoid common problems.

Step 1: Make Sure Utilities Are On

The inspector needs to check:

If power or water is off, the inspection cannot be completed.

You do not need to climb on the roof, but look for:

If you already know the roof is near the end of its life, it is better to address it before the inspection.

Even small leaks under sinks can cause issues.

Before the inspection:

Insurance companies look closely at active leaks.

In Florida, air conditioning must be working at the time of inspection.

Turn it on before the inspector arrives and make sure:

Inspectors need access to:

Move storage boxes or furniture that block these areas.

Once the inspection is complete, the report is sent to your insurance company.

If issues are found, repairs may be required before coverage is approved. In many cases, small fixes can solve the problem quickly.

Preparing ahead of time can make the process smooth and stress-free.

If your insurance company is requesting a four-point inspection, scheduling early helps avoid delays.